/* Blog Asesoría Express — estilos compartidos (hub + artículos) */
:root{
  --navy:#0F2A4A; --navy-700:#123457; --navy-900:#0A1E36;
  --gold:#C9A24B; --gold-600:#B4893A; --gold-100:#F3E9D2;
  --wa:#25D366; --wa-600:#1EB257;
  --ink:#14263B; --muted:#5C6B7E; --line:#E4E9F0;
  --bg:#FBFAF7; --surface:#FFFFFF; --surface-2:#F4F1EA;
  --ok:#1E874B;
  --shadow-sm:0 1px 2px rgba(15,42,74,.06),0 1px 3px rgba(15,42,74,.08);
  --shadow-md:0 8px 24px rgba(15,42,74,.10);
  --shadow-lg:0 24px 60px rgba(15,42,74,.16);
  --r:14px; --r-lg:22px;
  --serif:"Marcellus",Georgia,serif; --sans:"Public Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--gold-600);text-decoration:none}
img,svg{display:block;max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}

/* ---------- Header ---------- */
.bhead{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;border-bottom:1px solid rgba(201,162,75,.22)}
.bhead .wrap{max-width:1200px;display:flex;align-items:center;gap:18px;height:66px}
.bhead .brand{display:inline-flex;align-items:center;margin-right:auto}
.bhead .brand img{height:44px;width:auto}
.bnav{display:flex;gap:20px;align-items:center}
.bnav a{color:#D7E0EC;font-size:.96rem;position:relative;white-space:nowrap;transition:color .15s}
.bnav a:hover,.bnav a[aria-current="page"]{color:#fff}
.bnav a::after{content:"";position:absolute;left:0;right:100%;bottom:-4px;height:2px;background:var(--gold);transition:right .2s}
.bnav a:hover::after,.bnav a[aria-current="page"]::after{right:0}
.bcta{display:inline-flex;align-items:center;gap:7px;background:var(--wa);color:#fff;font-weight:700;font-size:.88rem;padding:9px 15px;border-radius:10px;white-space:nowrap;transition:background .15s}
.bcta:hover{background:var(--wa-600);color:#fff}
.bcta svg{width:16px;height:16px}
.bburger{display:none;background:none;border:0;color:#fff;padding:6px;cursor:pointer}
.bburger svg{width:26px;height:26px}

/* ---------- Breadcrumb ---------- */
.crumbs{font-size:.84rem;color:var(--muted);margin:0 0 18px}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--gold-600)}
.crumbs span{color:var(--ink);font-weight:600}
.crumbs i{font-style:normal;margin:0 7px;color:#B9C3CF}

/* ---------- Hub hero ---------- */
.bhero{background:radial-gradient(1000px 460px at 82% -10%,rgba(201,162,75,.16),transparent 56%),linear-gradient(180deg,#163862,var(--navy) 70%);color:#fff;padding:58px 0 50px}
.bhero .eyebrow{font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);display:block;margin-bottom:12px}
.bhero h1{font-family:var(--serif);font-weight:400;font-size:clamp(2rem,4.4vw,3rem);line-height:1.14;margin:0 0 12px}
.bhero p{color:#C9D4E2;font-size:1.12rem;max-width:60ch;margin:0}

/* ---------- Hub grid ---------- */
.bmain{padding:52px 0 68px}
.bgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.pcard{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .16s ease,box-shadow .2s ease;position:relative}
.pcard:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.pcard .thumb{aspect-ratio:16/9;display:grid;place-items:center;color:#fff;position:relative;overflow:hidden}
.pcard .thumb svg{width:52px;height:52px;color:rgba(255,255,255,.92);position:relative;z-index:1}
.pcard .thumb::after{content:"";position:absolute;inset:0;background:radial-gradient(360px 180px at 78% -20%,rgba(255,255,255,.22),transparent 60%)}
.pcard .body{padding:20px 22px 24px;display:flex;flex-direction:column;flex:1}
.pcat{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-600);margin-bottom:9px}
.pcard h2{font-family:var(--sans);font-weight:800;font-size:1.16rem;line-height:1.3;color:var(--navy);margin:0 0 8px}
.pcard p{color:var(--muted);font-size:.95rem;margin:0 0 16px;flex:1}
.pmeta{display:flex;align-items:center;gap:10px;font-size:.82rem;color:var(--muted)}
.pmore{color:var(--gold-600);font-weight:700;font-size:.92rem;margin-top:14px}
.pcard a.stretch::after{content:"";position:absolute;inset:0}
/* featured card spans 2 cols on wide */
.pcard.feat{grid-column:span 2}
.pcard.feat .thumb svg{width:66px;height:66px}
.pcard.feat h2{font-size:1.5rem}
.pcard.feat p{font-size:1.02rem}

/* thumb color themes */
.th-blue{background:linear-gradient(135deg,#2F6FB0,#245a92)}
.th-green{background:linear-gradient(135deg,#2E8B57,#237045)}
.th-gold{background:linear-gradient(135deg,#C39A3E,#a97f2c)}
.th-coral{background:linear-gradient(135deg,#C2582E,#9f4523)}
.th-purple{background:linear-gradient(135deg,#6E56A6,#574389)}
.th-teal{background:linear-gradient(135deg,#1F8A8A,#166a6a)}
.th-navy{background:linear-gradient(135deg,#1c4674,var(--navy))}

/* ---------- Article ---------- */
.art{padding:40px 0 20px}
.art .wrap{max-width:1080px;display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:48px;align-items:start}
.artbody{max-width:none;min-width:0}
.arthead .kicker{font-weight:700;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-600);display:block;margin-bottom:12px}
.arthead h1{font-family:var(--serif);font-weight:400;font-size:clamp(1.9rem,3.6vw,2.7rem);line-height:1.15;color:var(--navy);margin:0 0 14px}
.artmeta{display:flex;flex-wrap:wrap;align-items:center;gap:8px 16px;color:var(--muted);font-size:.9rem;padding-bottom:20px;margin-bottom:26px;border-bottom:1px solid var(--line)}
.artmeta .who{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--navy)}
.artmeta .who .av{width:30px;height:30px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-family:var(--serif);font-size:.9rem;flex:0 0 auto}
.artmeta .dot{width:4px;height:4px;border-radius:50%;background:#C3CBD6}

.artbody p{margin:0 0 1.15rem;color:#22384E}
.artbody h2{font-family:var(--serif);font-weight:400;font-size:1.7rem;color:var(--navy);line-height:1.2;margin:2.2rem 0 .9rem;scroll-margin-top:82px}
.artbody h3{font-family:var(--sans);font-weight:800;font-size:1.2rem;color:var(--navy);margin:1.7rem 0 .6rem;scroll-margin-top:82px}
.artbody ul,.artbody ol{margin:0 0 1.2rem;padding-left:4px;list-style:none}
.artbody ul li,.artbody ol li{position:relative;padding-left:30px;margin:.5rem 0;color:#22384E}
.artbody ul li::before{content:"";position:absolute;left:4px;top:.62em;width:8px;height:8px;border-radius:50%;background:var(--gold)}
.artbody ol{counter-reset:li}
.artbody ol li{counter-increment:li}
.artbody ol li::before{content:counter(li);position:absolute;left:0;top:.05em;width:22px;height:22px;border-radius:7px;background:var(--navy);color:var(--gold);font-size:.8rem;font-weight:700;display:grid;place-items:center}
.artbody a.inl{color:var(--gold-600);font-weight:600;text-decoration:underline;text-underline-offset:2px}
.artbody strong{color:var(--navy)}
.artbody figure{margin:1.6rem 0}
.artbody hr{border:0;border-top:1px solid var(--line);margin:2.2rem 0}

/* lead paragraph */
.artlead{font-size:1.18rem!important;color:#2C3E52!important;line-height:1.6}

/* callout boxes */
.note{border-radius:var(--r);padding:18px 20px 18px 52px;margin:1.6rem 0;position:relative;font-size:.98rem;line-height:1.6}
.note::before{position:absolute;left:16px;top:17px;font-size:1.2rem;line-height:1}
.note p:last-child{margin-bottom:0}
.note-tip{background:#EEF6F0;border:1px solid #CFE7D8}
.note-tip::before{content:"💡"}
.note-info{background:#EDF3FB;border:1px solid #D2E2F4}
.note-info::before{content:"ℹ️"}
.note-warn{background:#FBF4E7;border:1px solid #EFDEBA}
.note-warn::before{content:"⚠️"}
.note b{color:var(--navy)}

/* key-facts strip */
.keyfacts{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:1.6rem 0 2rem;padding:0}
.keyfacts .kf{background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:14px 16px}
.keyfacts .kf .l{font-size:.74rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);margin-bottom:3px}
.keyfacts .kf .v{font-weight:800;color:var(--navy);font-size:1.02rem}

/* tables */
.tblwrap{overflow-x:auto;margin:1.6rem 0}
table.dt{border-collapse:collapse;width:100%;min-width:440px;font-size:.95rem;border:1px solid var(--line);border-radius:12px;overflow:hidden}
table.dt th,table.dt td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line)}
table.dt th{background:var(--navy);color:#fff;font-weight:700;font-size:.9rem}
table.dt tr:nth-child(even) td{background:var(--surface-2)}
table.dt td{color:#22384E}

/* TOC sidebar */
.toc{position:sticky;top:82px;align-self:start;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:20px 20px 22px;box-shadow:var(--shadow-sm)}
.toc .tt{font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-600);margin-bottom:12px}
.toc ul{list-style:none;margin:0;padding:0}
.toc li{margin:0}
.toc a{display:block;color:var(--muted);font-size:.9rem;line-height:1.4;padding:6px 0 6px 12px;border-left:2px solid var(--line);transition:color .15s,border-color .15s}
.toc a:hover{color:var(--navy);border-color:var(--gold)}
.toc .cta{margin-top:16px;display:block;text-align:center;background:var(--gold);color:var(--navy);font-weight:700;font-size:.92rem;padding:11px 14px;border-radius:10px}
.toc .cta:hover{background:var(--gold-600)}

/* inline CTA band inside article */
.ctaband{background:linear-gradient(135deg,var(--navy),var(--navy-900));color:#fff;border-radius:var(--r-lg);padding:28px 30px;margin:2.4rem 0;position:relative;overflow:hidden}
.ctaband::after{content:"";position:absolute;top:-40px;right:-30px;width:200px;height:200px;background:radial-gradient(circle,rgba(201,162,75,.22),transparent 65%)}
.ctaband h3{color:#fff;font-family:var(--serif);font-weight:400;font-size:1.5rem;margin:0 0 8px;position:relative}
.ctaband p{color:#C9D4E2!important;margin:0 0 16px;position:relative}
.ctaband .btn{display:inline-flex;align-items:center;gap:9px;background:var(--wa);color:#fff;font-weight:700;padding:14px 24px;border-radius:999px;position:relative;transition:background .15s,transform .15s}
.ctaband .btn:hover{background:var(--wa-600);transform:translateY(-1px)}
.ctaband .btn svg{width:19px;height:19px}
.ctaband .price{font-size:.86rem;color:#B9C6D6!important;margin-top:12px}

/* FAQ */
.faqs{margin:2rem 0 1rem}
.faqs details{background:var(--surface);border:1px solid var(--line);border-radius:12px;margin-bottom:10px;overflow:hidden}
.faqs summary{list-style:none;cursor:pointer;padding:16px 46px 16px 18px;font-weight:700;color:var(--navy);position:relative;font-size:1rem}
.faqs summary::-webkit-details-marker{display:none}
.faqs summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--gold-600);font-weight:400;transition:transform .2s}
.faqs details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faqs .fa{padding:0 18px 16px;color:#22384E}
.faqs .fa p{margin:0}

/* disclaimer band */
.disc{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;margin:2.4rem 0 0;font-size:.9rem;color:var(--muted);line-height:1.6}
.disc b{color:var(--navy)}

/* related */
.related{background:var(--surface-2);border-top:1px solid var(--line);padding:52px 0}
.related h2{font-family:var(--serif);font-weight:400;color:var(--navy);font-size:1.7rem;text-align:center;margin:0 0 28px}
.related .bgrid{grid-template-columns:repeat(3,1fr)}

/* ---------- Footer ---------- */
.bfoot{background:var(--navy-900);color:#9FB2C6;padding:40px 0 34px}
.bfoot .cols{display:flex;flex-wrap:wrap;gap:30px 60px;margin-bottom:26px}
.bfoot h4{color:#fff;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px}
.bfoot ul{list-style:none;margin:0;padding:0}
.bfoot li{margin:6px 0}
.bfoot a{color:#C1CDDB;font-size:.94rem}
.bfoot a:hover{color:#fff}
.bfoot .co{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;font-size:.85rem;color:#7E90A6;line-height:1.6}

/* ---------- WhatsApp float + mobile bar ---------- */
.wafloat{position:fixed;right:18px;bottom:18px;z-index:60;width:58px;height:58px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;box-shadow:0 10px 26px rgba(37,211,102,.44)}
.wafloat svg{width:30px;height:30px}
.wafloat:hover{background:var(--wa-600)}

/* ---------- Cookie banner ---------- */
.ckbar{position:fixed;left:0;right:0;bottom:0;z-index:120;background:#fff;border-top:1px solid var(--line);box-shadow:0 -8px 30px rgba(15,42,74,.12);padding:16px 20px}
.ckbar .in{max-width:1120px;margin:0 auto;display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.ckbar p{margin:0;font-size:.86rem;color:var(--muted);flex:1;min-width:260px;line-height:1.5}
.ckbar a{color:var(--gold-600);text-decoration:underline}
.ckbar .bts{display:flex;gap:10px;flex-wrap:wrap}
.ckbar button{font-family:var(--sans);font-weight:700;font-size:.9rem;padding:10px 20px;border-radius:10px;cursor:pointer;border:1.5px solid var(--navy)}
.ckbar .ok{background:var(--navy);color:#fff}
.ckbar .no{background:#fff;color:var(--navy)}

/* ---------- Responsive ---------- */
@media(max-width:860px){
  .art .wrap{grid-template-columns:1fr;gap:0}
  .toc{display:none}
  .bgrid,.related .bgrid{grid-template-columns:1fr 1fr}
  .pcard.feat{grid-column:span 2}
}
@media(max-width:640px){
  .bnav{display:none}
  .bburger{display:block;margin-left:auto;order:3}
  .bnav.open{display:flex;position:absolute;top:66px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:flex-start;padding:14px 22px;gap:4px;box-shadow:var(--shadow-lg)}
  .bnav.open a{padding:10px 0;width:100%;border-bottom:1px solid rgba(255,255,255,.08)}
  .bcta{margin-left:auto}
  .bgrid,.related .bgrid{grid-template-columns:1fr}
  .pcard.feat{grid-column:span 1}
  .keyfacts{grid-template-columns:1fr}
  .artbody h2{font-size:1.42rem}
  .wafloat{width:52px;height:52px}
  .wafloat svg{width:26px;height:26px}
}